91滴滴

Academic career:

2024.11 - position of University Professor (Associate Professor) in the group of research and teaching staff, Faculty of Economics and Sociology, 91滴滴.

2024.03 - Habilitated doctor degree in the field of social sciences in the discipline of economics and finance (title of achievement - series of publications entitled: The impact of monetary and fiscal policy (policy mix) on the economy in the context of monetary-fiscal interactions).

2012.09 - Doctor of Economics, University of 艁贸d藕, Faculty of Economics and Sociology (Ph.D. thesis entitled "The impact of NBP and ECB interest rates on business investment in Poland and the Eurozone").

2012/2013 - postgraduate studies "Quantitative Methods in Financial Market Analysis" at the Warsaw School of Economics

2006 - Master's degree, the University of 艁贸d藕, Faculty of Economics and Sociology, specialization: Finance and Banking: Management of enterprise finance; Banking (Master's thesis entitled "Evaluation of enterprise creditworthiness on the basis of economic and financial analysis")

Other professional experience:

2003 - Bank Pekao S.A. , XI Branch in 艁贸d藕, Credit Department and VIP Consultancy Centre.
2004 - 2005 "Adrem" accounting office in 艁贸d藕.
2005 - National Bank of Poland, Head Office in Warsaw, Financial Risk Management Department.
2005 - Ministry of Finance, Financial Institutions Department, Banking System and Money Market Division, Warsaw.
2006 - Completion of the course "For candidates for balance accountants KB 11/2005" organised by the Training Centre of the District Branch in 艁贸d藕 of the Accountants Association in Poland.
2006 - 2007 - Profit Us艂ugi Finansowo - Ubezpieczeniowe, 艁贸d藕 (Credit Consultancy Office).
2007- 2009 - Infosys BPO Poland Sp. z o.o. (formerly: Philips Polska Sp. z o.o. European Service Centre), 艁贸d藕, (Commitments Department and General Ledger Department).
2011 - 2012 - Infosys BPO Poland Sp. z o.o. (Advanced Accounting Services Department).

2014 - series of lectures at the University of Macedonia in Thessaloniki, Greece (Department of Accounting and Finance) as part of the Erasmus programme for employees.

2015 - lectures at the Universidad de Alcala de Henares in Madrid, Spain (Faculty of Economics, Business and Tourism) as part of the Erasmus + programme.

2015 - lectures at Universidade de Coimbra, Portugal (Faculty of Economics) as part of the Erasmus + programme.

2023 - lectures at Universitat de les IIIes Baleares, Spain (Faculty of Economics and Business) as part of the Erasmus + programme

2024 - lectures at the University of Palermo, Italy (The Department of Economics, Business and Statistics) as part of the Erasmus + programme

2018, 2019, 2021 - online lectures for students at the University of Minho in Braga, Portugal at the invitation of Prof. P. Reis-Mourao.

2022 - participation in an internship - scientific visit at the University of Minho - NIPE in Braga (Portugal).

2024 -  participation in the scientific internship in the framework of the EkSoc Grant, at the University of Minho - NIPE in Braga (Portugal).

2025 - participation in a monitoring visit and the Blended Intensive Programme (BIP) -  Commons - Past and Present at the University of Crete (Rethymno), Greece. 

2025 - lectures at the University of Malta  as part of the Erasmus + programme, (Malta).

2025 - Participation in a scientific seminar and a visit to the Federal Reserve Bank of Minneapolis (United States).

2025 - Participation in a research visit to Metro State University in Saint Paul, Minnesota (United States).

2025 - Participation in a research visit to Sungkyunkwan University (SKKU), Seoul (South Korea).

Functions held, membership of scientific and social bodies, organisations, associations, etc.:

2002 - 2006 SKN Progress

2006 - Association of Accountants in Poland, 艁贸d藕 Branch.

2012 - (...) Polish Economic Society - PTE Branch in 艁贸d藕

2012 - (...) Polish Association of Finance and Banking

2019 - (...) Association for the Development of Careers of Doctoral and PhD Students PolDoc

2021 - (...) The European Economic Association (EEA)

2021 - (...)- Member of the Eurasia Business and Economics Society (EBES)

Reviewer in international journals: Applied Economics, International Journal of Finance and Economics, Economies, Sustainability, Risks, Electronics, Journal of Risk and Financial Management, Environment Development and Sustainability, International Journal of Financial Studies, Public Finance and Management, Journal of Contemporary African Studies, Administrative Sciences, Sage Open, Journal of Economics and Statistics (Jahrb眉cher f眉r National枚konomie und Statistik), Revista Galega de Econom铆a, Games, Economic Research - Ekonomska Istra啪ivanja, Emerging Markets Finance and Trade, International Game Theory Review, Acta Oeconomica, Folia Oeconomica Stetinensia, Oeconomica Copernicana, International Journal of Environmental Research and Public Health, Global Economic Review, The Singapore Economic Review, Mathematical Problems in Engineering, International Finance, Journal of Infrastructure, Policy and Development, Optimum. Economic Studies, Land, Journal of Applied Economics, African Development Review, Technological and Economic Development of Economy, Discover Sustainability,  The Polish Statistician,  Financial Internet Quarterly, China Finance Review International, Economic Alternatives, Financial Innovation,  Histories, Journal of Theoretical and Applied Electronic Commerce Research, Ekonomick媒 膷asopis/Journal of Economics, Systems,  International Journal of Tourism Research, European Review/ Cambridge University Press, Regional Science and Environmental Economics, Journal of Research in Marketing and Entrepreneurship, International Journal of Financial Studies or Studia BAS and others.

Member of the Board of Reviewers of the International Conference on Applied Economics. Contemporary Issues in the Economy

Article Editor for the academic journal Sage Open

2014/06.2015 - Supervisor of Specialty: Financial services and consultancy, majoring in Finance and Accounting, full-time first degree studies

2015 - (...) Supervisor of the specialization: Financial decisions, majoring in Finance and Accounting, full-time first degree studies

2015/2016 - Supervisor of the first year of full-time studies of the second degree programme, majoring in Finance and Accounting

10.2016 - (...) - Member of the Council of the Faculty of Economics and Sociology of the University of 艁贸d藕

10.2018 - (...) - Expert of the National Academic Exchange Agency

11.2017 - (...) - Scientific Editor of the Journal of Finance and Financial Law.

2018 - (...) Member of Scientific Committiee - Economic and Social Development Conference - Varazdin Development and Entrepreneurship Agency, Croatia

2020 - 2024 - Member of the Faculty Committee on Staff Development at the Faculty of Economics and Sociology of the University of 艁贸d藕 for the term 2020 -2024.

2021 - Reviewer in the 1st edition of the IDUB Doctoral Research Grants Competition funded by the 2% increased subvention for the University.

2021 - (...) Deputy Editor-in-Chief for the scientific journal - Technology and Product Quality. 艁ukasiewicz Yearbook - Institute of Leather Industry in 艁贸d藕.

2021 - (...) Member of Technical Program Committees of International Conference on Applied Economics and Business (ICAEB)

05.2022 - Tutor of the Student Scientific Circle "Financial Decisions" operating at the Faculty of Economics and Sociology, University of 艁贸d藕.

2022/2023 - Tutor under the "Talented at School, Brilliant at the University programme" 6th edition - program organized at the 91滴滴.

2023/2024 - Tutor under the "Talented at School, Brilliant at the University programme" 7th edition - a program organized at the 91滴滴.

2024 - the Technical Committee Member at 10th International Conference on Innovative Development of E-commerce and Logistics (ICIDEL 2024).

2024 - (...) - Faculty of Economics and Sociology Representative in the Rector's Commission for International Exchange Programs.

2024/2025 - Supervisor of the specialization module entitled Financial Decisions 2 in the field of Finance and Accounting (2nd cycle) full-time studies.

2024 - (...) - Member of the 91滴滴 Commission for academic degrees in the discipline of economics and finance.

2024/2025 - Tutor under the "Talented at School, Brilliant at the University programme" 8th edition - a program organized at the 91滴滴.

2025 鈥� International Academy of Financial Consumers (IAFICO) 鈥� membership

2025 - (...) - Member of the Editorial Boards of the Mediterranean Journal of Gender and Women`s Studies.

2025/2026 - Tutor under the "Talented at School, Brilliant at the University programme" 9th edition - a program organized at the 91滴滴.

2025 - (...) - Member of the Editorial Board of the Journal of Asian Scientific Research, a Scopus-indexed, peer-reviewed journal published by the Asian Economic and Social Society.

Scientific activities:

Projects financed within the framework of scientific research from the funds of a specific grant for conducting scientific research or development works serving the development of young scientists from the funds of the Ministry of Science and Higher Education and from the Reserve of the Dean of the Faculty of Economics and Sociology of the University of 艁贸d藕:

2013 - The impact of NBP and ECB interest rates on investment in Poland and the euro area

2014 - Economic growth and the monetary and fiscal policy (policy - mix) in the euro area and Central and Eastern Europe

2015 - Influence of policy mix on financial system stability in Poland and the euro area

2016 - Monetary - fiscal interactions in European Union countries in the context of the public finance debt crisis

2017 - Policy mix in a low interest rate environment in European Union countries

2018 - The impact of low interest rates on the economy in the context of the policy mix in OECD countries

2019 - Expansionary and restrictive monetary and fiscal policies and the economies of European Union countries

2020 - Relationships between monetary and fiscal policy variables and their impact on the economy in European Union countries

2021 - The impact of monetary and fiscal policy on economic growth in European Union countries. Panel data analysis

03.2018 - 03.2023 manager in a research project funded by the National Science Centre, Sonata competition. The research project of the National Science Centre Poland (NCN) entitled: The coordination of the monetary and fiscal policies in the studies of the monetary - fiscal interactions based on the game theory - the case of the European Union countries ) (UMO-2017/26/D/HS4/00954).

2018 - contractor in research project - "Seniors at risk ", 0016/UTW/2018/93; awarding / funding institution of the project: Ministry of Science and Higher Education; implementation from 2018-04-10 to 2018-10-31, head: Prof. U艁 Agnieszka Wierzbicka.

2021-2022 - contractor in a research project financed within the framework of the "Grants for young researchers" competition financed within the framework of the subvention for Universities that entered the IDUB (Initiative of Excellence - Research Universities) competition. Project entitled Central banks of Poland, the Czech Republic and Hungary in the face of the economic crisis related to the coronavirus pandemic - the scope of actions and their impact on basic macroeconomic categories; supervisor Dr Ewa Stawasz-Grabowska.

2021 - contractor in a foreign research project entitled Fiscal and Monetary Interactions in the European Countries. Data Analysis Panel, project funded by FCT in Portugal, competition UIDB/03182/2020, project number: PRM 1; head prof. Paulo Reis Mourao (University of Minho, Braga, Portugal).

2024 - Ek-Soc Grant project manager, project title: Reactions of the economy in response to the central bank's monetary policy and the government's fiscal policy during economic shocks - DSGE model data analysis.

03.2024 - 12.2024 - participation as a contractor in a research internship at the University of Economics in Wroclaw (research topic: The impact of monetary and fiscal policy on the economies of the EU countries. Interactions of monetary and fiscal policy and the stability of the financial system. The role of economic institutions in climate policy. Safety in financial markets).

2025-  Ek-Soc Grant project manager, project title: Policy Mix in Flux: Modeling of the U.S. Economy鈥檚 Adaptive Responses to Fiscal and Monetary Shocks.

Educational projects financed by the NBP:

2014 - (...) - participation in an educational project: Student Finance Clinic - SKF - operating at the Institute of Finance of the Faculty of Economics and Sociology of the University of 艁贸d藕 - project carried out, among others, with the National Bank of Poland as part of the economic education programme:

1. Project entitled. "Student Finance Clinic (SKF) with the number NBP-DEW-WE-PZ-0691-0156-2015 (implementation period: 17.03.2015 - 31.05.2016) Function in the project: contractor;
2. Project entitled. "Student Finance Clinic (SKF) with the number NBP-DEW-WPE-AB-066-0248-2017 (implementation period: 04.05.2017 - 31.05.2018) Project function: contractor.
3. 2019-2020 - participation (contractor) in the project: Universities to Schools - about finance with NBP. Finance. I know and understand. Project financed by the National Bank of Poland.
4. 2021 - 2022 - participation in the educational project: Student Finance Clinic - SKF - operating at the Institute of Finance of the Faculty of Economics and Sociology of the 91滴滴, the project entitled "Financial education of children and youth part I鈥�, implemented in the academic year 2021/2022, contractor.
5. 2022 - 2023 - participation in the educational project: Student Finance Clinic - SKF - operating at the Institute of Finance of the Faculty of Economics and Sociology of the 91滴滴, the project entitled "Financial education of children and youth part II鈥� 鈥� implemented in the academic year 2022/2023, contractor.
6. 2023 - 2024 - participation in the educational project: Student Finance Clinic - SKF - operating at the Institute of Finance of the Faculty of Economics and Sociology of the 91滴滴, the project entitled "Financial education of children and youth part III鈥�, implemented in the academic year 2023/2024, contractor.
7. 2024 - 2025 - participation in the educational project: Student Finance Clinic - SKF - operating at the Institute of Finance of the Faculty of Economics and Sociology of the 91滴滴, the project entitled "Financial education of children and youth part IV鈥�, implemented in the academic year 2024/2025, contractor.
8. 2025 - 2026 - participation in the educational project: Student Finance Clinic - SKF - operating at the Institute of Finance of the Faculty of Economics and Sociology of the 91滴滴, the project entitled "Financial education of children and youth part V鈥�, implemented in the academic year 2025/2026, contractor.

Expert within the framework of the Multiannual Programme:

2015 - 2019 - cooperation within the framework of Theme IV "Financial and fiscal determinants of improving the efficiency, sustainability and competitiveness of Polish agriculture" of the Multiannual Programme entitled. "Polish and EU Agriculture 2020+. Challenges, Opportunities, Threats, Proposals", implemented by IERiG呕 - PIB in 2015-2019.

Participation in foreign and national conferences, among others:

Lithuania - Kaunas (2012); Slovakia - Nitra (2014); Italy - Venice (2014); USA - New York (2015), Bulgaria (2015; 2016; 2017; 2018); Germany - Freiburg (2015; 2016); Serbia - Belgrade (2018); Russia - Moscow (2018); Czech Republic - Brno (2019); Latvia - Riga (2019); Croatia - Varazdin (2019); UAE - Dubai (2020), Portugal - Porto (2022), Sweden - Stockholm (2022), Finland - Helsinki (2023), Portugal - Porto (2024); China - Beijing (2024), USA - Chicago (2025), South Korea - Seoul (2025) and others.

Online Conferences (among others): Czech Repulic (2014, 2015, 2017); Great Britain (London: March.2016; October 2016); Malta (Valletta, 2020); Sweden (Stockholm, 2021); Germany (Berlin, 2021), Italy (Rome, 2022), and others.

Co-organization of Scientific Conferences:

1) Member of the organizing committee of the Scientific Conference "Future of Finance" 2013, 艁贸d藕.

2) Member of the organizing committee of the Scientific Conference "Future of Finance", October 6-7, 2015, 艁贸d藕.

3) Member of the organizing committee of the 1st National Scientific Conference "Consumer Protection in the Financial Services Market", May 19, 2016, 艁贸d藕.

4) Member of the organizing committee of the 3rd National Scientific Conference 2018, Consumer Protection in the Financial Services Market Electronic Distribution Channels, May 17, 2018, 艁贸d藕.

5) Member of the organizing committee of the 4th National Scientific Conference 2019, "Protection of Entities in the Financial Services Market", May 9, 2019, 艁贸d藕.

6) Member of the organizing committee of the 5th National Scientific Conference 2020, "Protection and security of entities in the financial services market", 03.12.2020, 艁贸d藕.

7) Member of the organizing committee of the 6th Scientific Conference 2021, Protection and security of entities in the financial services market, 09.12.2020, 艁贸d藕.

8) Member of the organizing committee of the 7th edition of the International Scientific Conference "Protection and Security of Financial Services Market Participants in a Crisis (COVID-19)", 23.03.2023, 艁贸d藕

9) Member of the organizing committee of the international scientific conference: the 8th International Scientific Conference: "Protection and Security of Financial Services Market Participants", 16.05.2024, 艁贸d藕.

10) Member of the organizing committee of the 9th International Scientific Conference: "Protection and Security in the Financial Market", 22/05/2025, 艁贸d藕.

11) Member of the organizing committee of the 10th International Scientific Conference: "Protection and Security in the Financial Market", 21/05/2026, 艁贸d藕.

Prizes and awards:

2006 - Medal for commendable studies

2015 - Award of the Rector of the University of 艁贸d藕, individual third degree for the book entitled. "Interest rates and investments in Poland and the Eurozone", Wyd. U艁, 艁贸d藕 2014.

2021- IDUB publication award - article 140 points MEiN.

2021 - Best Oral Presentation Winner - at the ICAEB 2021 - 5th International Conference on Applied Economics and Business, Stockholm, Sweden & ICBIM, 2021 - 5th International Conference on Business and Information Management, Guangzhou, China, August 26-28, 2021.

2022 - congratulatory letter from the President of the Polish Bank Association - Krzysztof Pietraszkiewicz for the entire Research Team (composed of: dr hab. prof. U艁, I.D. Czechowska, dr hab. C. prof. U艁 C. Lipi艅ski, dr J. Stawska, dr W. Zato艅) for cooperation with the Analytical and Research Team within the Warsaw Institute of Banking.

2022- Bronze Long Service Medal (lifetime achievement).

2022 鈥� individual award of the Rector of the 91滴滴 for a significant contribution to the evaluation of the quality of scientific activity at the 91滴滴 in 2017-2021 (project management, number of slots, and achieving a total number of points equal to or greater than the reference value for scientific category A in a given discipline).

2024 - Award of the Rector of the 91滴滴, second-degree individual award for a series of publications entitled "The impact of monetary and fiscal policy (policy mix) on the economy in the context of monetary-fiscal interactions". The series includes 11 monothematic publications. Habilitation cycle.

2025 - Distinction for special achievements in cooperation from the Analytical and Research Program Team of the Warsaw Institute of Banking and the Polish Bank Association.

2025 - Award of the Rector of the 91滴滴, 1st degree team award for scientific and research achievements for the team composed of: Dr. hab. Iwona Czechowska, prof. U艁, Dr. hab. Joanna Stawska, prof. U艁, Dr. Wojciech Zato艅, Joanna St臋pi艅ska, MA, for the series of publications entitled "Banking sector risks in times of crisis. Regulations and mechanisms";

2025.11 - Distinction for special achievements in cooperation for the 91滴滴 team from the Director of the Research and Analysis Team of the Polish Bank Association and PAB WIB, Dr. Tomasz Pawlonka.

2026 - Award of the Rector of the 91滴滴 for teaching activities.

Teaching activities - subjects taught:

Financial management of small and medium-sized enterprises, Structural funds in enterprise development, Accounting, Basics of accounting, Financial accounting, Budgetary accounting, International financial reporting standards, Public finance and financial markets, Policy mix and financial system stability, Monetary policy, Financial accounting, Policy mix and financial system stability, SAP in corporate accounting, Policy mix and the Economy, Household finance, Accounting with elements of SAP.

Classes - Budgetary accounting; Accounting basics; Financial accounting, Policy mix and the Economy, Accounting with SAP elements - also conducted using the U艁 Remote Learning Platform (e-Campus).

Classes for students within the Socrates Erasmus programme:
Financial accounting, Policy mix and financial system stability, Financial statements analysis, Policy mix and the Economy.

Scope of bachelor's and master's seminars:

Monetary policy, fiscal policy, policy mix, financial crises, monetary integration, central banking and commercial banking, enterprise and economic policy, business investment, enterprise credit assessment, financial system stability, sustainable economic development.

Associate supervisor of the doctoral thesis entitled Differentiation of Financialisation in European Union Member States defended in March 2022 by Dr Tomasz Florczak.

Publications:

Trembi艅ska J., Dzia艂ania na rzecz bezpiecze艅stwa system贸w bankowych w aspekcie wybranych kryzys贸w bankowych, Zeszyt naukowy Wydzia艂u Ekonomii w Kaliszu nr 5, Wy偶sza Szko艂a Finans贸w i Informatyki im. prof. Janusza Chechli艅skiego, Kalisz 2006, s. 156 鈥� 169.

Trembi艅ska J., Dzia艂ania podejmowane przez banki centralne w kontek艣cie kryzysu finansowego, Zeszyty naukowe nr 569 Uniwersytetu Szczeci艅skiego, Ekonomiczne problemy us艂ug nr 43, Szczecin 2010, s. 353 鈥� 363.

Trembi艅ska J., Nowa umowa kapita艂owa jako element innowacyjno艣ci w zarz膮dzaniu ryzykiem przez banki, Folia Oeconomica, Acta Universitatis Lodzensis, Folia Oeconomica nr 233, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2010, s. 63 鈥� 74.

Trembi艅ska J., Goals of National Bank of Poland monetary policy and inflation targeting strategy in relation to the European Central Bank policy, Acta Universitatis Lodzensis, Folia Oeconomica nr 241, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2010, s. 317 鈥� 329.

Stawska J., The impact of the monetary 鈥� fiscal policy mix on investments of euro area countries in the context of the financial crisis; Science and Studies of Accounting and Finance: Problems and Perspectives, Scientific Journal No 1(8), Akademija, Kaunas district, Lithuania 2012, s. 228 鈥� 236.

Stawska J., Koszty obs艂ugi d艂ugu publicznego w Polsce w kontek艣cie kryzysu finansowego w Unii Europejskiej, Acta Universitatis Lodzensis, Folia Oeconomica nr 279, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2013, s. 41 鈥� 56.

Stawska J., Polityka kredytowa bank贸w wobec przedsi臋biorstw oraz gospodarstw domowych w kontek艣cie rekomendacji Komisji Nadzoru Finansowego, Acta Universitatis Lodzensis, Folia Oeconomica nr 284, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2013, s. 209 鈥� 222.

Stawska J., Wp艂yw kryzysu finansowego na rynek produkt贸w strukturyzowanych, Studia Ekonomiczne p.t. Innowacje w Bankowo艣ci i Finansach, red. I. Pyka, J. Cichy, Zeszyty Naukowe Wydzia艂owe 173, Katowice 2013, s. 268 鈥� 279.

Stawska J., Wp艂yw polityki bank贸w komercyjnych na stabilno艣膰 rynk贸w finansowych, Annales Universitatis Mariae Curie-Sk艂odowska Lublin 鈥� Polonia Sectio H, Volume 48, Lublin 2014, s. 161 鈥� 169.

Stawska J., Inwestycje krajowe oraz bezpo艣rednie inwestycje zagraniczne w Polsce w 艣wietle rozwoju polskiej gospodarki, Studia Europejskie nr 1 (69) 2014, Centrum Europejskie Uniwersytetu Warszawskiego, Warszawa 2014, s. 91 鈥� 108.

Stawska J., Znaczenie policy-mix dla dzia艂alno艣ci inwestycyjnej przedsi臋biorstw w kontek艣cie zr贸wnowa偶onego rozwoju, Prace Naukowe Uniwersytetu Ekonomicznego we Wroc艂awiu nr 330, pt. Finanse i rachunkowo艣膰 na rzecz zr贸wnowa偶onego rozwoju. Gospodarka 鈥� etyka 鈥� 艣rodowisko, pod redakcj膮 G. Borys, D. Dziawgo, L. Dziawgo i L. Patrza艂ka, Wroc艂aw 2014, s. 397 鈥� 405.

Stawska J., Wp艂yw policy-mix na wzrost gospodarczy i poziom bezrobocia w Polsce, Zeszyty Naukowe nr 804, Finanse, Rynki finansowe, Ubezpieczenia nr 67, Uniwersytet Szczeci艅ski, Szczecin 2014, s. 667 鈥� 677.

Stawska J., The impact of the central bank reference rate on investments in context of inflation targeting strategy, E-Proceedings, Abstracts Book, World Finance Conference 2 鈥� 4 July 2014, Ca`Foscari University, Venice, Italy, s. 270.

Stawska J., Konkurencyjno艣膰 polskiej gospodarki w kontek艣cie ostatniego kryzysu finansowego [w:] Finansowe i organizacyjne aspekty kooperacji nauki i lokalnej przedsi臋biorczo艣ci red. Wypych M., Trippner P. 鈥濸rzedsi臋biorczo艣膰 i Zarz膮dzanie鈥� Tom XV, Zeszyt 10, Spo艂eczna Akademia Nauk, 艁贸d藕 2014, s. 373 鈥� 388.

Stawska J., The impact of the policy mix on functioning of companies in Poland during the financial crisis, Economics and Management 2014, Constantine the Philosopher University, Nitra, Slovakia, s. 100 -107.

Stawska J., Grzesiak L., Challenges for policy mix in the context of the financial crisis. The case of Poland, Journal of Finance and Financial Law nr 4/2014, Lodz 2014, s. 137-150.

Stawska J., The impact of the financial crisis on monetary and fiscal policy in the euro area, International Masaryk Conference for Ph.D. Students and Young Researchers 2014, Hradec Kralove: MAGNANIMITAS. Vol. V. 2014, Czech Republic, s. 945 鈥� 953.

Stawska J., Kredyt technologiczny jako przyk艂ad wsp贸艂pracy sektora publicznego i bankowego na tle innowacyjno艣ci polskiej gospodarki, Studia Europejskie nr 3/2014, Centrum Europejskie Uniwersytetu Warszawskiego, Warszawa 2014, s. 173 鈥� 188.

Stawska J., The impact of the interest rates on investments in the context of financial crisis, Conference Proceedings June 2015 New York, International Scholarly and Science Research & Innovation, International Science Index, s. 458 鈥� 464.

Stawska J., The impact of the interest rates on investments in the context of financial crisis, Engineering and Technology, International Journal of Social, Behavioral, Educational, Economic, Business and Industrial Engineering Vol: 9, No:6, New York, USA 2015, ss. 1921-1927.

Stawska J., Decyzje w艂adz gospodarczych (policy mix) a stabilno艣膰 systemu finansowego w Polsce, Abstract Book International Scientific Conference 鈥濫conomy and Society鈥�, Faculty of Economics and Sociology, 91滴滴, Lodz 2015, s. 215.

Stawska J., Regulacje makroostro偶no艣ciowe w kontek艣cie ekonomicznych uwarunkowa艅 stabilno艣ci systemu finansowego [w:] Zarz膮dzanie ryzykiem w gospodarce (red.) K. Raczkowski, S. Wojciechowska 鈥� Filipek, Przedsi臋biorczo艣膰 i Zarz膮dzanie, tom XVI, zeszyt 8, cz臋艣膰 III, Wydawnictwo Spo艂ecznej Akademii Nauk, 艁贸d藕 鈥� Warszawa 2015, s. 225-234.

Stawska J., Kredyt bankowy dla przedsi臋biorstw w Polsce w kontek艣cie kryzysu finansowego, Zeszyty Naukowe Uniwersytetu Szczeci艅skiego nr 855 鈥� Finanse, Rynki Finansowe, Ubezpieczenia nr 74, t. 2, Uniwersytet Szczeci艅ski, Szczecin 2015, s. 403 鈥� 413.

Stawska J., Bank credit to enterprises and the Polish economy in the years 2000 鈥� 2014, International Multidisciplinary Scientific Conference on Social Science & Arts 2015, Book 2: Political Sciences, Law, Finance, Economics & Tourism, Vol. II, Bulgaria 2015, s. 43 鈥� 50.

Stawska J., Znaczenie regulacji rynku doradztwa finansowego oraz po艣rednictwa finansowego w kontek艣cie ochrony konsumenta i wspierania bezpiecze艅stwa systemu finansowego, Optimum. Studia Ekonomiczne nr 6 (78), Bia艂ystok 2015, ss. 144 鈥� 158.

Stawska J., Oddzia艂ywanie decyzji w艂adz monetarnych i fiskalnych (policy mix) na funkcjonowanie przedsi臋biorstw w Polsce, Prace Naukowe Uniwersytetu Ekonomicznego we Wroc艂awiu, nr 401, pt. Ekonomia (red.) J. Soko艂owski, G. W臋grzyn, M. R臋kas, Wroc艂aw 2015, s. 462 鈥� 471.

Stawska J., The public finance sector debt and economic growth in Poland in the context of financial crisis, International Masaryk Conference for Ph.D. Students and Young Researchers 2015, Hradec Kralove: MAGNANIMITAS. Vol. VI. 2015, Czech Republic, s. 570-578.

Stawska J., Polityka fiskalna a wzrost gospodarczy w kontek艣cie Nowego Zarz膮dzania Publicznego, [w:] Aspekty koncepcji zarz膮dzania humanistycznego w zarz膮dzaniu publicznym, red. Ko偶uch B., Trippner 鈥� Hrabi J., 鈥濸rzedsi臋biorczo艣膰 i Zarz膮dzanie鈥�, Tom XVI, zeszyt 12, Wydawnictwo Spo艂ecznej Akademii Nauk, 艁贸d藕 鈥� Warszawa 2015, s. 5 鈥� 20.

Stawska J., The challenges and the dangers of social and economic development of territories, Ekonomika i Upravlenie: Problemy, Resheniya: Economics and Management: Problems, Solutions, Russia 鈥� Moscow, December 2015.

Stawska J., Decyzje w艂adz gospodarczych (policy mix) a stabilno艣膰 systemu finansowego w Polsce, Acta Universitatis Lodzensis, Folia Oeconomica nr 319 (2016) t. II, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2016.

Stawska J., Zad艂u偶enie sektora General Government a wzrost gospodarczy w kontek艣cie zr贸wnowa偶onych finans贸w publicznych, Prace Naukowe Uniwersytetu Ekonomicznego we Wroc艂awiu, pt. Finanse i rachunkowo艣膰 na rzecz zr贸wnowa偶onego rozwoju, red. D. Dziawgo, Wroc艂aw 2016.

Stawska J., Imbalance of the public finance in the context of Keynesian and Non-Keynesian effects of fiscal policy limitation, CER 鈥� Comparative European Research 2016, Issue I., Sciemcee Publishing, London 2016, pp. 48 鈥� 51.

Stawska J., Central Bank Interest Rates, Inflation and Economic Growth in the light of Inflation Targeting Strategy in Poland, Humanities and Social Sciences Review (HSSR), 5 (2), A Consortium of American Refereed Publications, USA, April 2016, pp. 119-128.

Stawska J., The problem of middle income trap in the context of the Polish economy, International Multidisciplinary Scientific Conference on Social Science & Arts 2016.

Stawska J., Stabilno艣膰 systemu finansowego na tle dzia艂alno艣ci instytucji gospodarczych 鈥� banku centralnego i rz膮du, Studia Prawno-Ekonomiczne, 2016.

Stawska J., Zero bound interest rate policy and the dynamics of economic growth, CER 鈥� Comparative European Research 2016, Issue II., Sciemcee Publishing, London 2016, pp. 68 鈥� 71.

Stawska J., Zale偶no艣ci pomi臋dzy poziomem inwestycji i wybranymi zmiennymi z obszaru finans贸w publicznych w kontek艣cie polityki fiskalnej pa艅stwa, Przedsi臋biorczo艣膰 i Zarz膮dzanie, tom XVII, zeszyt 9, cz臋艣膰 I, red. M. Wypych, P. Trippner, 鈥濬inansowe i organizacyjne aspekty kooperacji nauki i lokalnej przedsi臋biorczo艣ci 鈥� badania i analizy cz. I鈥�, 2016, pp. 311- 329.

Stawska J., Zero bound interest rate policy and the dynamics of economic growth, AD ALTA Journal Of Interdisciplinary Research, Vol. 06, Issue 2, 2016, 113 鈥� 115 (Web of Science).

Stawska J., Wyniki dzia艂alno艣ci przedsi臋biorstw na tle wzrostu gospodarczego w Polsce, 鈥濸rzedsi臋biorczo艣膰 i Zarz膮dzanie鈥�, tom XVII, zeszyt 9, cz臋艣膰 II, 2016, red. 艁. Su艂kowski, H. Sobocka-Szczapa, 艁. Prysi艅ski, 鈥濬inansowe i organizacyjne aspekty kooperacji nauki i lokalnej przedsi臋biorczo艣ci 鈥� badania i analizy cz. II鈥�, 2016, pp. 311-323.

Stawska J., The Effect of Zero-Bound Interest Rates on the Economy, International Journal of Arts and Sciences, Vol. 9 (4), 2017.

Pastusiak R., Jasiniak M., Soliwoda M., Stawska J., What may determine the off-farm income? A review, Agricultural Economics, Vol. 63, Czechy 2017, pp. 380 鈥� 391. (5 year IF: 1.585).

Pastusiak R., Jasiniak M., Stawska J., Soliwoda M., Znaczenie dochod贸w pozarolniczych w gospodarstwach rolnych Kanady i USA, 鈥濿ie艣 i Rolnictwo鈥� Polska Akademia Nauk IRWIR, Vol. 174, 2017, pp. 49 鈥� 74.

Stawska J., The phenomenon of low interest rates in the context of monetary and fiscal interaction (policy mix), International Multidisciplinary Scientific Conference on Social Science & Arts 2017, Book 1: Modern Science, Economics & Tourism, Vol. IV, Bulgaria 2017, pp. 777 鈥� 784. (Web of Science).

Stawska J., The fiscal theory of the price level in the context of the policy mix, International Multidisciplinary Scientific Conference on Social Science & Arts 2017, Book 1: Modern Science, Economics & Tourism, Vol. IV, Bulgaria 2017, pp. 807 鈥� 814. (Web of Science).

Grzesiak L., Stawska J., Policy mix in the context of the competitiveness of the Polish economy, International Masaryk Conference for Ph.D. Students and Young Researchers MMK 2017, 18-20 December 2017, Hradec Kralove, The Czech Republic, pp. 324 鈥� 335.

Stawska J., Miszczy艅ska K., The impact of the central bank鈥檚 interest rates on investments in the euro area in years 1999-2016, 鈥濭ospodarka Narodowa鈥� No. 5/2017 pp. 51 鈥� 72. (Web of Science)

Stawska J., Grzesiak L.The policy mix in the context of the competitiveness of the Polish economy, AD ALTA Journal Of Interdisciplinary Research, Vol. 07, Issue 2, 2017, pp. 211-215. (Web of Science).

Stawska J., The impact of policy mix instruments on the euro area economy in low interest rates environment, AD ALTA Journal Of Interdisciplinary Research, Vol. 07, Issue 2, 2017, pp. 205-210. (Web of Science).

Stawska J., Fiscality, Economic Growth and the Level of Unemployment in Poland in the Context of the Fiscal 鈥� Monetary Game, Acta Universitatis Lodziensis, Folia Oeconomica, 2018.

Stawska J. (2018) Ekspansywno艣膰 oraz restrykcyjno艣膰 polityki pieni臋偶nej i fiskalnej a wzrost gospodarczy w Polsce, 鈥濸rzedsi臋biorczo艣膰 i Zarz膮dzanie鈥�, tom XIX, zeszyt 10, cz臋艣膰 1,ss: 27-38,

Stawska J., Grzesiak L., Analysis of the financial situation of selected Respect Index companies, Financial Internet Quarterly 鈥瀍-Finanse鈥�, 2018.

Stawska J., The impact of monetary and fiscal policy on the economy in Poland, Economic and Social Development, 30th International Scientific Conference on Economic and Social Development, Belgrad, 2018, pp. 140- 148.

Stawska J., Expansiveness / Restrictiveness of monetary and fiscal policy in Czech Republic and Hungary 鈥� comparative analysis, International Multidisciplinary Scientific Conference on Social Science & Arts 2018, Modern Science, Economics & Tourism, Bulgaria 2018.

Pastusiak R., Jasiniak M., Soliwoda M., Stawska J., (2019) Does location on less favoured areas weaken profitability of Polish farm households? An empirical evidence. Polish Journal of Environmental Studies, (5 year IF: 1.654).

Stawska J., Paulo Reis Mourao (2018) Expansiveness and restrictiveness of monetary and fiscal policy in the Eurozone in the context of their coordination, 鈥濫conomic and Social Development鈥�, ss: 156-166 (Web of Science).

Stawska J., The impact of monetary and fiscal policy on the economy in Poland, Economic and Social Development, 30th International Scientific Conference on Economic and Social Development, Belgrad, 2018, pp. 140- 148.

Stawska J., Expansiveness / Restrictiveness of monetary and fiscal policy in Czech Republic and Hungary 鈥� comparative analysis, AD ALTA 鈥� Journal of Interdisciplinary Research, Vol. 8/02, pp. 278-280 (Web ofScience).

Stawska J., Ireneusz Ja藕wi艅ski, Paulo Reis Mourao, Ramona Rupeika Apoga (2018) Expenditure on Public Services in the Countries of the European Union. Determinants of Fiscal Policy and Public Governance, 鈥濻cientific Journal of University of Szczecin 鈥濻ervice Management鈥濃��, tom 2, nr 4/2018.

J. Stawska, M. Malaczewski, A. Szyma艅ska, (2019) , Economic Research-Ekonomska Istra啪ivanja, Vol. 32/ 2019 (5 year IF: 3.065).

M. Jab艂o艅ska, J. Stawska, D.I. Czechowska,(2019- pre-print; 2020), Country-Specific Determinants of Textile Industry Development in Poland: Comparative Analysis of the Years 2007 and 2017, Autex Research Journal, DOI 10.2478/aut-2019-0064, Vol. 20. No. 2, 2020. (5-year IF: 1. 353).

J. Stawska (2019), Do monetary and fiscal policy variables matter for the economy in Poland?, AD ALTA 鈥� Journal of Interdisciplinary Research, Vol. 09/02, 328 鈥� 332. (Web of Science).

P. Reis Mourao, J. M. Stawska, (2020), Governments as bankers 鈥� how European bonds have substituted bank deposits, Applied Economics, (5-year IF: 1.88). .

惭.闯补产艂辞艅蝉办补, J.Stawska (2020), The key factors affecting entrepreneurship:
a comparative analysis, Proceedings of Rijeka Faculty of Economics: Journal of Economics and Business, Vol. 38, No. 1, pp. 139-160 (5 year IF: 0.514)

I.D. Czechowska, D. Hajdys, J. Stawska, W. Zato艅, J. Sikorski, (2020), Raport: Konsekwencje zewn臋trznych obci膮偶e艅 regulacyjnych i fiskalnych dla potencja艂u akcji kredytowej bank贸w, opracowany na zlecenie Programu Analityczno-Badawczego Fundacji Warszawski Instytut Bankowo艣ci, SYGN. WIB PAB 10/2020, 艁贸d藕.

I.D. Czechowska, J. Stawska, R. Witczak, Bezpiecze艅stwo i stabilno艣膰 systemu finansowego. Perspektywa makro 鈥� i mikroekonomiczna. Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2020, p. 200:

M. Trembi艅ski, J. Stawska (2020), The Effectiveness of the transaction systems on the DAX index, Journal of Finance and Financial Law, Vol. IV/2020,

J. Stawska, (2021), Dependencies between variables from the area of the monetary and fiscal policy in the European Union Countries, Comparative Economic Research. Central and Eastern Europe, Vol. 24, Issue 1, pp. 7-25.

J. Stawska, M. Malaczewski, P. Malaczewska, E. Stawasz-Grabowska, (2021), The Nash equilibrium in the policy mix model for Czechia, Hungary, and Romania, Cogent Economics & Finance, (Taylor&Francis), 9:1, 1869380, DOI: 10.1080/23322039.2020.1869380, To link to this article:

R. Pastusiak, M.Soliwoda, M.Jasiniak, J. Stawska, J. Paw艂owska-Tyszko, Are Farms Located in Less 鈥� Favoured Areas Financially Sustainable? Empirical Evidence from Polish Farm Households, Sustainability 2021, 13(3), 1092; (5 year IF: 3.473)

J. Stawska, Stabilno艣膰 systemu finansowego w okresie COVID-19, komentarz ekspercki, kt贸ry ukaza艂 si臋 w Akademii Uniwersytetu 艁贸dzkiego edited by Wydawnictwo U艁 i Serwis Samorz膮dowy PAP.

and on the Linkedin Wydawnictwa U艁:

E. Stawasz 鈥� Grabowska, J. Stawska, (2021), SOVEREIGN CREDIT RATINGS IN 鈥淣EW鈥� EU MEMBER STATES 鈥� A COMPARATIVE ANALYSIS IN TIMES OF CRISIS AND TRANQUILITY, EKONOMICK脻 膶ASOPIS/JOURNAL OF ECONOMICS, Vol. 69, No. 6, 2021, pp. 559-581 (5 year IF: 0.673).

M. Jab艂o艅ska, J.Stawska, R. Dziuba, M. Tekce, M. Kraso艅, (2021), Public Aid and Entrepreneurship during the Covid-19 Pandemic in the European Union Countries, Journal of Finance and Financial Law, Vol. 3/2021, No. 31, pp. 57-77

J.Stawska, P. Reis Mourao, (2021), Expansionary or Restrictive Policies in Eurozone? Discussing Dominating Trends in the First Two Decades of the Euro, Acta Oeconomica, Vol. 71, Issue 3, pp. 405 鈥� 430, (2019 IF: 0.914),

I.D. Czechowska, C. Lipi艅ski, J. Sikorski, J. Stawska, W. Zato艅, Efekty obci膮偶e艅 regulacyjnych i fiskalnych sektora bankowego dla akcji kredytowej bank贸w przed pandemi膮 COVID-19 i w trakcie jej trwania, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2021, s. 130.

I.D. Czechowska, C. Lipi艅ski, J.Sikorski, J.Stawska, W. Zato艅, (2021), Dost臋pno艣膰 kredytowa 鈥� monitoring zjawisk bie偶膮cych i perspektywy, Raport 鈥� Program Analityczno-Badawczy Fundacji Warszawski Instytut Bankowo艣ci, SYGN. WIB PAB 22/2021, listopad 2021, Warszawa.

I.D. Czechowska, C. Lipi艅ski, J.Stawska, W. Zato艅, (2022), Potencja艂 dzia艂alno艣ci kredytowej sektora bankowego w obliczu pandemii COVID-19. Perspektywa credit-crunch, Wydawnictwo Uniwersytetu 艁贸dzkiego, Lodz 2022.

J.Stawska, J. Jab艂o艅ska (2022), Determinants of Inclusive Growth in the Context of the Theory of Sustainable Finance in the European Union Countries, Sustainability, Vol. 14(1), 100, (5-Year IF: 3.473),

J.Stawska, R. Rupeika 鈥� Apoga, M. Malaczewski, I.D. Czechowska, F. Sol Murta, (2022), Financialization: Curse or Salvation? The Case of Latvia, A Small And Post 鈥� Transition Economy, Entrepreneurship and Sustainability Issues, Vol. 9, No. 3, 2022, pp. 173-197. (IF 2022: 1.7)

J.Stawska, K. Miszczy艅ska, (2022), The impact of monetary and fiscal policy variables on the EU economic growth. Panel data analysis, Entrepreneurship and Sustainability Issues 9(4): 380-395. (IF 2022:1.7)

J. Stawska, P. Reis Mourao, (2022), Fiscal and monetary interactions in the European countries: panel data analysis, Applied Economics, (5-Year IF: 2.001) DOI:

J. Stawska, Malaczewski M., Malaczewska M., Stawasz-Grabowska E., (2022), The central bank or the government 鈥� who really dictates the terms of the policy-mix cooperation in economies with an independent monetary policy? Economic Research-Ekonomska Istra啪ivanja: DOI: (IF 2021: 3.080)

Stawska, J. The specificity determinants of monetary and fiscal policy in the V4 countries. Comparative economics perspective [in:] European Regional Policy and Development: Forgotten Regions and Spaces edited by Mar铆a del Carmen S谩nchez-Carreira, Paulo Jorge Reis Mour茫o and Bruno Blanco-Varela, Routledge, NY 2023 (Scopus).

I.D. Czechowska, Cz. Lipi艅ski, W.Zato艅, J.Stawska, J.St臋pi艅ska, M.Borys (2023), Wym贸g MREL w realiach systemu bankowego w Polsce, raport na zlecenie Programu Analityczno-Badawczego Fundacji Warszawski Instytut Bankowo艣ci, syg. PAB/WIB 12/2023.

I.D. Czechowska, Cz. Lipi艅ski, W.Zato艅, J.Stawska, J.St臋pi艅ska, M.Borys (2023), Analiza i prognozowanie kosztu odpis贸w na straty kredytowe w sektorze bankowym w Polsce, Raport na zlecenie Programu Analityczno-Badawczego Fundacji Warszawski Instytut Bankowo艣ci, syg. WIB/PAB 10/2023.

碍.艢濒补蝉办辞, J. Stawska (2023), Changes in the key economic indicators in Japan, Poland, the United States and the Euro Area in the 21st century, Finanse i Prawo Finansowe- Journal of Finance and Financial Law, Vol. 4/40, 151-176.

T. Florczak, I.D Czechowska, A. Kucharski, J. Stawska. (2024).The Evaluation of the Efficiency of European Banking Sectors with the DEA method. Financialisation Perspective, Comparative Economic Research. Central and Eastern Europe, Vol. 27, No. 1, pp. 45-65 (2024 IF: 0.5).

M. Malaczewski, J. Stawska, D. Mowczan (2024). Wp艂yw niedobor贸w lub wysokich cen surowc贸w energetycznych na konkurencyjno艣膰 i stan polskiej gospodarki. Raport na zlecenie Programu Analityczno-Badawczego Fundacji Warszawski Instytut Bankowo艣ci, syg. PAB/WIB 4/2024.

I.D. Czechowska, Cz. Lipi艅ski, W. Zato艅, J. Stawska, J. St臋pi艅ska, M. Borys, Kredyty zagro偶one NPL oraz odpisy na straty kredytowe w sektorze bankowym, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2024.

I.D. Czechowska, Cz. Lipi艅ski, W. Zato艅, J. Stawska, J. St臋pi艅ska, M. Borys, Implementacja wymogu MREL do sektora bankowego, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2024.

M. Malaczewski, J. Stawska, D. Mowczan (2024), Rynek surowc贸w energetycznych a konkurencyjno艣膰 gospodarki, Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2024.

I.D. Czechowska, Cz. Lipi艅ski, J. Stawska,  J. St臋pi艅ska, W. Zato艅, Finansowanie gospodarki przez sektor bankowy. Scenariusze zdarze艅. Wydawnictwo Uniwersytetu 艁贸dzkiego, 艁贸d藕 2024.

K.Miszczy艅ska, B. Krzeczewski, J. Stawska. (2025).   Different attitudes towards estimating indirect costs of disease 鈥� the example of cancer,   Journal of Public Health Research, 14(2), 5Y Impact Factor: 2.1, DOI: 

Czechowska, I.D., Lipi艅ski, Cz., Stawska J., St臋pi艅ska, J., Zato艅, W., (2025). Kwestionowanie Wska藕nika WIBOR - Konsekwencje dla Gospodarki, Raport opracowany na zlecenie Programu Analityczno-Badawczego Fundacji Warszawski Instytut Bankowo艣ci, Sygn. PAB/WIB 1/2025, ISBN 978-83-973493-6-0.

Stawasz-Grabowska, E. & Stawska, J. (2025). Monetary policy of the ECB and its spillover effects to Central and Eastern Europe. Rolling window VAR approach. Journal of Central Banking Theory and Practice, Vol. 14, Issue 3, Impact Factor (2024) 1.8.

Stawska, J. & Reis Mourao, P. (2025). POLICY MIX UNDER STRESS: REVIEW OF ECONOMIC REACTIONS TO FISCAL AND MONETARY POLICIES USING DSGE, Entrepreneurship and Sustainability Issues, 12(4), Impact Factor 2024: 1.3.